Term Life Insurance (10,15,20,25,30, even 35 years!)
If you’re looking for the most affordable life insurance, you’ want term life insurance. Term Life Insurance provides the most death benefit for the least premium compared to other life insurance products.
You pay a fixed rate over a specific amount of time (or term) and the insurance company pays out a lump sum if you die within that time. These policies insure your life, but do not provide any additional form of investment.
Return-of-Premium Term Life Insurance (15,20,30 years)
If you don’t die, you get all your premium refunded back at the end of the Term. While the policy is in-force, your beneficiary receives the death benefit if you were to die. If you live for the term, your paid premium is refunded back to you from the insurance company. Contact us and we will shop your best rate from Top-Rated Insurance companies.